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WiseProtect Pro

Medical Insurance Plan

WiseProtect Pro

Medical Insurance Plan

Enjoy up to 7 months’ premium refund*!

*For details, please refer to the relevant promotion leaflet. Terms and conditions apply.

Who needs WiseProtect Pro?

WiseProtect Pro Medical Insurance Plan (“WiseProtect Pro”) designed for people who need all-inclusive medical coverage without lifetime benefit limit. WiseProtect Pro offers a wide range of premium features to give you comprehensive and flexible protection anywhere in Greater China, Asia or worldwide exclude USA.

Why choose WiseProtect Pro?

WiseProtect Pro offers different coverage to suit your needs under 4 benefit levels (Regular, Enhance, Premier and Noble). You will be given a choice of 3 ward classes (General ward, Semi-private room and Standard private room), 3 geographic regions and 3 levels of annual deductibles ranging from MOP0 to MOP50,000 and no lifetime benefit limit. The flexible benefit level options to give you the best protection possible.

Full cover¹ for hospitalisation and surgical benefits

WiseProtect Pro does not impose sub-limits1 for most major items in your coverage, such as room and board, surgeon’s fee, anaesthetist’s fee, operating theatre charges etc., nor is there a lifetime benefit limit.

Full cover² for prescribed non-surgical cancer treatments and outpatient kidney dialysis

WiseProtect Pro fully covers2 your eligible expenses to treat cancer (including radiotherapy (such as proton therapy), chemotherapy, targeted therapy, immunotherapy and hormonal therapy) as well as outpatient kidney dialysis.

Tailor your plan with or without deductibles

You will be given a choice of 3 ward classes (general ward, semi-private room and standard private room), 3 geographic regions and 3 levels of annual deductibles.

AXA Signature Network3,4

Enjoy easy access to well-equipped Network healthcare facilities3,4, including Hong Kong Sanatorium & Hospital, Gleneagles Hong Kong Hospital, Hong Kong Baptist Hospital, Matilda International Hospital and Union Hospital and more, without any upfront payment required and provide cashless arrangement after obtaining pre-authorization from AXA. For details, please refer to the AXA Signature Network3,4 leaflet.

No claim discount5

Health is rewarding in itself. WiseProtect Pro rewards you too with a no claim discount5 of up to 15% of your annual premium for staying healthy.

Standard WiseProtect Pro features

No waiting period - Your coverage starts as soon as your policy becomes effective.

Unknown pre-existing condition - yes, we cover pre-existing conditions – those that you don’t know you have at the time of application!

Guaranteed renewal up to age 1006  -  your renewal is guaranteed until you are 100 years old.

Check out the videos below to learn how our WiseProtect Pro is the best choice for a comprehensive health protection.

What is the full cover benefits of WiseProtect Pro?

How to further enhance your coverage?

Modal factor of premiums

Change of ownership of the policy

Starting at MOP 7/Day7 only

Frequently asked questions

1. If I am insured WiseProtect Pro Medical Insurance Plan (“WiseProtect Pro”), is there any ward class restriction during confinement?

2. Is there no waiting period for all pre-existing condition(s) and customers will be able to claim according to the benefit limit after the policy is effective?

3. Dose WiseProtect Pro offer outpatient benefit?

4. How many times can an insured person claim for cancer treatment or dialysis treatment?

5. After a couple of policy years, will I still be covered if I work overseas and admits to hospital there?

Promotions & Programmes

WiseProtect Pro policyholders can now access our AXA BetterMe services for smarter, healthier living.

Accessible via the AXA app, AXA BetterMe is a holistic wellness platform that makes it easy for you to learn about your health conditions, set up work out challenges, virtual therapies and mindfulness classes and more. The ultimate goal is to help enhance your physical and mental wellbeing.

Download EMMA by AXA app now (for free) and find out what you can do to spend less, enjoy life more and get closer to becoming your #BetterMe.

Exclusive 20% Rebate for WiseProtect Pro

AXA Goal - walk 10,000 steps for 250 days in a year to enjoy up to 20% premium rebate

Meet a Consultant

Request an appointment with a financial consultant

Contact AXA
Customer Hotline(853) 8799 2812
Business hourMonday - Friday: 09:00am - 05:30pm
Except Saturday, Sunday & Banks Holidays

Remarks

Disclaimer

Want to talk to us?
Please input correct information.
Please note our financial consultants will only be able to arrange appointment booking if you are not yet physically in Macau
Please input correct information.
*Required

By submitting this form, I agree with AXA's use of my personal data above to conduct direct marketing in relation to insurance products issued by AXA. AXA won’t engage in such activities otherwise. I also acknowledge and agree with the Privacy Policy & Personal Information Collection Statement.

Want to talk to us?
Please input correct information.
Please note our financial consultants will only be able to arrange appointment booking if you are not yet physically in Macau
Please input correct information.
*Required

By submitting this form, I agree with AXA's use of my personal data above to conduct direct marketing in relation to insurance products issued by AXA. AXA won’t engage in such activities otherwise. I also acknowledge and agree with the Privacy Policy & Personal Information Collection Statement.