Enjoy up to 8 months’ premium refund *!
*For details, please refer to the relevant promotion leaflet. Terms and conditions apply.
Who needs WiseProtect Pro?
WiseProtect Pro Medical Insurance Plan (“WiseProtect Pro”) designed for people who need all-inclusive medical coverage without lifetime benefit limit. WiseProtect Pro offers a wide range of premium features to give you comprehensive and flexible protection anywhere in Greater China, Asia or worldwide exclude USA.
Why choose WiseProtect Pro?
WiseProtect Pro offers different coverage to suit your needs under 4 benefit levels (Regular, Enhance, Premier and Noble). You will be given a choice of 3 ward classes (General ward, Semi-private room and Standard private room), 3 geographic regions and 3 levels of annual deductibles ranging from MOP0 to MOP50,000 and no lifetime benefit limit. The flexible benefit level options to give you the best protection possible.
Standard WiseProtect Pro features
No waiting period - Your coverage starts as soon as your policy becomes effective.
Unknown pre-existing condition - yes, we cover pre-existing conditions – those that you don’t know you have at the time of application!
Guaranteed renewal up to age 1006 - your renewal is guaranteed until you are 100 years old.
Check out the videos below to learn how our WiseProtect Pro is the best choice for a comprehensive health protection.
In the face of increasingly severe health risks, AXA continues to optimize and enhance the coverage of medical and critical illness products, comprehensively covering the needs of customers at different stages of life. Let's go through 2024’s claims data and case study to discover how AXA delivers on its promise of "continuous protection" for you!
Modal factor of premiums
Change of ownership of the policy
Starting at MOP 7/Day7 only
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Frequently asked questions
1. If I am insured WiseProtect Pro Medical Insurance Plan (“WiseProtect Pro”), is there any ward class restriction during confinement?
2. Is there no waiting period for all pre-existing condition(s) and customers will be able to claim according to the benefit limit after the policy is effective?
3. Dose WiseProtect Pro offer outpatient benefit?
4. How many times can an insured person claim for cancer treatment or dialysis treatment?
5. After a couple of policy years, will I still be covered if I work overseas and admits to hospital there?
Promotions & Programmes
WiseProtect Pro policyholders can now access our AXA BetterMe services for smarter, healthier living.
Accessible via the AXA app, AXA BetterMe is a holistic wellness platform that makes it easy for you to learn about your health conditions, set up work out challenges, virtual therapies and mindfulness classes and more. The ultimate goal is to help enhance your physical and mental wellbeing.
Download EMMA by AXA app now (for free) and find out what you can do to spend less, enjoy life more and get closer to becoming your #BetterMe.
Exclusive 20% Rebate for WiseProtect Pro
AXA Goal - walk 10,000 steps for 250 days in a year to enjoy up to 20% premium rebate
Meet a Consultant
Request an appointment with a financial consultant
Contact AXA
| Customer Hotline | (853) 8799 2812 |
| Business hour | Monday - Friday: 09:00am - 05:30pm |
| Except Saturday, Sunday & Banks Holidays |
Remarks
Disclaimer
Enjoy up to 8 months’ premium refund *!
*For details, please refer to the relevant promotion leaflet. Terms and conditions apply.
【Limited time offer】
Apply and enjoy up to 31% premium refund#
Enjoy up to 4.5% p.a. guaranteed preferential interest rate on prepaid premiums#
Selected Savings Plans Customers purchase TotalAssure Series can enjoy extra 50% sum insured for the first 10 policy years#
#Terms and conditions of this promotion apply. For details, please refer to the below promotion leaflet.
Enjoy up to 3 months’ premium refund*!
*For details, please refer to the relevant promotion leaflet. Terms and conditions apply.
AXA "2025 Autumn Rewards" Programme
From now until 26 September 2025, if you successfully apply for any designated insurance products and satisfy the applicable requirements, you may enjoy up to 8 months’ premium refund*. Act now!
Selected Savings Plans Customers purchase TotalAssure Series can enjoy extra 50% sum insured for the first 10 policy years*. Click here to view the offers details.
Selected Customers purchase TotalAssure Series can enjoy extra 50% sum insured for the first 20 policy years*. Click here to view the offers details.
More wonderful rewards are available in this Programme.
*Terms and conditions apply.
AXA “2025 Autumn Rewards ” Programme
From now until 26 September 2025, if you successfully apply for WiseProtect Pro Medical Insurance Plan and satisfy the applicable requirements, you may enjoy up to 8 months’ premium refund*. More wonderful rewards are available in this Programme. Act now!
*Terms and conditions apply.
AXA “2025 Autumn Rewards " Programme
From now until 26 September 2025, if you successfully apply for Max Wealth Insurance Plan (Lump Sum Payment) and satisfy the applicable requirements, you may enjoy an offer of guaranteed preferential interest rate of 4.5% per annum on your Prepaid Amount for the 1st policy year*. More wonderful rewards are available in this Programme. Act now!
*Terms and conditions apply
AXA “2025 Autumn Rewards” Programme
From now until 26 September 2025, if you successfully apply for Designated Critical Illness Basic Plans and satisfy the applicable requirements, you may enjoy up to 3 months’ premium refund*. More wonderful rewards are available in this Programme. Act now!
Selected Savings Plans Customers purchase TotalAssure Series can enjoy extra 50% sum insured for the first 10 policy years*. Click here to view the offers details.
Selected Customers purchase TotalAssure Series can enjoy extra 50% sum insured for the first 20 policy years*. Click here to view the offers details.
Customer with health concerns may enjoy a waiver for any premium loadings arising from health conditions by applying the designated critical illness plan(s)*! Click here to view the offers details.
*Terms and conditions apply.
Emma by AXA - Your all-in-one insurance & health services platform
To provide you with a better digital customer experience, we have launched a new e-service platform - Emma by AXA.
Please note that you will be leaving the AXA Macau website and redirected to AXA Hong Kong website to access Emma by AXA.