Thoughtful, straightforward and easy to claim, SurgiCare is your perfect VHIS companion, covering over 450 surgical procedures based on four clean-cut surgical procedure levels1 - minor, intermediate, major and complex – referencing VHIS’s classifications. Let VHIS take care of hospital bills and use SurgiCare as an extra support for non-medical daily expenses or additional expenses incurred during recovery. Click here for the full list of all covered surgical procedures⁷.

Defined by the kind of surgery performed, SurgiCare is a lump-sum benefit solution dedicated to making your life as easy as possible whenever unexpected accidents or illnesses hit. From Oesophagogastroduodenoscopy (OGD) performed in a day case procedure centre, laser lithotripsy to treat bladder stone, to complex spinal fusion surgery, SurgiCare lets you claim a lump-sum payout based on four surgical procedure levels1, regardless of the definition of the illness.

Renewal is guaranteed up to the age of 100^2,3, regardless of any change in health condition and claim history after plan enrolment. Fit for every life stage, SurgiCare also offers premiums that will not be raised due to medical inflation, making budgeting and money management a breeze.  

As much as we care for you, we are concerned about your loved ones too. SurgiCare offers an extra one-off payout amounting to 5% of the sum insured to policy owner as Companion Benefit^4,6 if the insured, aged 12³ or below, undergoes a major surgical procedure or complex surgical procedure, and that the Major Surgical Procedure Benefit1,6 or Complex Surgical Procedure Benefit^1,6 (as the case may be) becomes payable under the plan.

In the unfortunate event of death of the insured, we will pay a Compassionate Death Benefit^5,6 to the designated beneficiary as an extra financial support.