Under the lump sum payment arrangement¹, the sum of the guaranteed cash value⁴ and Future Premium Deposit Account (“FPDA”) balance of your policy at policy commencement will be up to 81%³ of the lump sum payment and the guaranteed cash value⁴ will reach 100% of your lump sum payment as early as the end of the 5^th policy year³.

You may apply to exercise the terminal dividend lock-in option⁵ to transfer a percentage of the latest value of terminal dividend to your terminal dividend lock-in account. You can withdraw part or all of the value of the terminal dividend lock-in account without surrendering your policy⁶.

You can start to accumulate wealth from policy commencement to optimise the wealth accumulation effect over time, while being able to determine your allocation at later stages by transfer part of the value of your policy to a separate policy of Max Wealth and designate another person as the insured, without interruption to your wealth accumulation under the policy and legacy planning across generations.