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LoveAssure Critical Illness Plan

LoveAssure Critical Illness Plan

Critical illnesses can strike harder than you can ever imagine. LoveAssure Critical Illness Plan (“LoveAssure”) is dedicated to taking the worries out of your life with a reliable boost of assurance. LoveAssure offers you multi-claim option protecting you from common conditions like Cancer and Severe Dementias, giving you a total coverage of up to 900% of the sum insured. At AXA, we’re by your side for life.

LoveAssure has received various awards and accolades, including:

Product Features

Covers 130 conditions: Minor to major illnesses

LoveAssure’s coverage spans 130 conditions from minor to major illnesses, such as Carcinoma-in-situ, Cancer, Heart Attack and Stroke.

The plan also pays a benefit if you need treatments in an Intensive Care Unit1,2, even for injuries or new infectious diseases not specifically covered.

Total coverage up to 900% of the sum insured

Sadly, many critical illnesses strike more than once, forcing patients to incur high medical expenses over an extended period of time.

By choosing LoveAssure, you remain covered under Multiple Claims Major Illness Benefit3,4 against Cancer, Heart Attack, Stroke and Severe Dementias until you turn 855, even after the aggregate amount of all benefits paid and payable under Major Illness Benefit3 and Minor Illness Benefit3,6 have reached 100% of the sum insured.

In addition, with a waiting period of just 1 year after the diagnosis of Cancer for which a lump sum cash benefit is paid under the Major Illness Benefit3 or Multiple Claims Major Illness Benefit3,4, if you are still suffering from Cancer, you can choose to receive Continuous Cancer Payout Benefit3,4,7 instead of the Multiple Claims Major Illness Benefit3,4. Each monthly payment is equal to 5% of the sum insured and can continue for up to 100 months+.

Dementia multi-care
  • Unique in the market*

The chance of getting dementia is worryingly high in Hong Kong: 5-8% for people aged 65 or above, doubling every 5-year after age 65^. With no cure for dementia at present, the irreversible disease is a huge stressor on caregivers.

If the insured is diagnosed with Severe Dementias before age 855, LoveAssure provides a Dementia Caregiver Annuity Benefit3,8 of 6% of the sum insured every year, as soon as 1 year after a lump sum payout under Major Illness Benefit3 or the Multiple Claims Major Illness Benefit3,4 for Severe Dementias becomes payable - tailored to give continuous financial help for the insured who is diagnosed with Severe Dementias until age 1005 of the insured.

One-stop savings and protection solution

LoveAssure goes a step further to support the people you love during challenging times.

The plan provides a designated beneficiary death benefit3,9 of up to 100% of the sum insured. In addition, the plan offers guaranteed cash value10 and potential returns through non-guaranteed terminal dividend11, allowing you to enjoy savings and protection via a powerful one-stop solution.

Extra coverage within the first 10 policy years

LoveAssure is focused on giving you extra assurance. If Major Illness Benefit3 or death benefit3,9 becomes payable before the 10th policy anniversary, an extra 50% of the sum insured will also be paid.

For added protection, if you take up the plan with designated supplements, you may be entitled to the First 20 Years Assure Coverage Benefit12, which provides extra 50% of the sum insured for any Major Illness Benefit3 or death benefit3,9 payable within the first 20 policy years. For details, please refer to the relevant programme flyer.

How does LoveAssure assure you?

Check out our 2 videos below to find out more or click here to view the full version.

Up to 900% Protection

Dementia Care

Assurance – better and broader 

Our coverage spans 130 conditions! See how LoveAssure gives you better and broader coverage for all that’s ahead.

For the standard premium schedule of the plan, please contact your financial consultant or our Customer Hotline.

Meet a Consultant

Request an appointment with a financial consultant

Contact AXA
Customer Hotline(853) 8799 2812
Business hourMonday - Friday: 09:00am - 05:30pm
Except Saturday, Sunday & Banks Holidays

Remarks

Disclaimer

Want to talk to us?
Please input correct information.
Please note our financial consultants will only be able to arrange appointment booking if you are not yet physically in Macau
Please input correct information.
*Required

By submitting this form, I agree with AXA's use of my personal data above to conduct direct marketing in relation to insurance products issued by AXA. AXA won’t engage in such activities otherwise. I also acknowledge and agree with the Privacy Policy & Personal Information Collection Statement.

Want to talk to us?
Please input correct information.
Please note our financial consultants will only be able to arrange appointment booking if you are not yet physically in Macau
Please input correct information.
*Required

By submitting this form, I agree with AXA's use of my personal data above to conduct direct marketing in relation to insurance products issued by AXA. AXA won’t engage in such activities otherwise. I also acknowledge and agree with the Privacy Policy & Personal Information Collection Statement.